All opinions are mine and mine alone.
If you’re trying to save some money in your everyday life, you may not know exactly how to do it. A lot of the things that we do and pay for every day seem like essentials – so let’s go back to basics so that you can figure out your finances without having to cut out every tiny thing that makes life worth living!
Use Cash, Not Credit
First of all, it’s time to quit using your credit and debit cards. Although they can be very easy to use in a pinch, it’s very easy to forget exactly how much you’re spending when you use them – you just tap it and go without considering how much money is floating out of your bank account, and then when you look at your credit card statement later in the month you may feel a little horrified. Instead of using your cards, why not get out a certain amount of cash each day from the bank to use instead? It will make you realise the value of what you’re doing and how much you’re paying more.
Go For A Used Car
If you’re thinking of buying a new car, here’s a tip: go for a used one instead. First of all, make sure that you’re going for a vehicle that is very energy efficient, so that you don’t have to spend a fortune loading it with fuel all the time. This is also good for the environment as well as your wallet! Then check out your local used car dealer, for example https://www.lmc-cars.co.uk/used/london – there will be a lot of cars for you to choose from and you may find that because the prices are significantly lower than those of new cars, you may be able to pay in cash, thereby avoiding having to pay interest over the years. You will also find that your insurance will be a lot lower, which will also save you plenty of money.
Quit The Gym
If you’re a member of a gym, it could be time to make some changes. Many people don’t make the most of their gym membership, so why not sit down and figure out exactly how much each gym visit and class is costing you? If it’s absolutely fine and you go all the time: great. But if you aren’t utilising your membership, it’s time to quit the gym. Instead of going there, why not try cheaper activities like walking and hiking? You could also buy some weights to use at home, and use the community pool to swim lengths to keep you toned. Online yoga teachers like Yoga With Adriene may also help you stay in shape.
Plan Your Meals
Finally, it’s time to start planning your meals instead of getting takeaways and going out to eat all the time. Make a list at the start of the week of what you’re going to eat each day and make sure you buy the ingredients. You could also start taking your lunch to work.
Saving money every day is less painful than you may think!
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