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Car accidents are an unpleasant occurrence every car owner seeks to avoid. The vehicle damage, the chance of injury, stress, and even death are threats that linger around the modern car owner when it comes to accidents. Car crashes are rampant in the US, as a study revealed that about 16,438 accidents occur daily in the country. Statistics like this indicate how car owners are frequently at risk of being involved in a car crash- whether big or small. Do you want to know more about how you can save money after a car accident if you are involved in one? Consider these four tips.
Document the scene and essential information with the other driver
Despite the trauma of a car crash, many lawyers and insurance agents say the first thing to do, if you are not injured, is to gather evidence by taking pictures of the scene and the damage done. Also get any useful information about the other driver and his vehicle occupants. Important information to include on your checklist are names, phone numbers, and license plate numbers. Many lawyers say that you should resist the urge to apologize after any crash because skilled lawyers can use this against you as an admission of guilt later on if litigation arises.
Take paid sick leave
Although no laws exist that mandate your employer to give you paid sick leave, most companies incorporate paid sick leave benefits into their employee benefits package. Companies do this to make themselves more attractive to prospective workers and ensure the welfare of their workforce. The Employee Health Benefits Survey in 2017 revealed that 68% of firms give paid sick leave benefits to their full-time workers. Therefore, it is advisable to check with your employer to be sure you qualify for a paid sick leave after an accident and take it if you do.
Hire a good accident lawyer
After a car crash, you might be reeling under the effects of damages such as financial burden from medical bills, personal injury, and vehicle destruction. You might want to receive a compensatory settlement for your troubles, meaning you will need a good lawyer to argue your case. Also, the other driver may choose to sue you regardless of whose fault it was. Facing such a lawsuit would require adequate legal representation in court. Several experienced car accident lawyers exist to represent you and potentially earn you juicy compensations that you deserve, or prevent you from paying massive amounts in damages.
Inform your insurance company about the crash
It costs about $1,555 annually to enjoy an extensive and comprehensive car insurance plan in the US. Many car owners have insured their vehicles to plan for situations like a crash. You must contact your insurance company immediately after the accident to notify them so that they can start processing your claims to make your money available early. The necessary information you took at the accident scene will come in handy here, as your insurance company will want to review the incident before paying out any claims.
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